Japan has a high-quality healthcare system. Understanding how it works is important.
Japanese Health Insurance System
- Mandatory Enrollment: All residents of Japan (including foreign nationals with a residence card valid for 3 months or longer) must be enrolled in a public health insurance program.
- Types of Public Insurance:
- Employees' Health Insurance (Shakai Hoken or Kenkō Hoken): Most full-time employees are enrolled through their company. Premiums are deducted from your salary and shared with the employer. Dependents can often be covered under this.
- National Health Insurance (Kokumin Kenko Hoken): For those not covered by Employees' Health Insurance (e.g., self-employed, part-time workers not meeting criteria, students). You enroll at your local municipal/ward office. Premiums are based on income.
- Coverage: Typically covers 70% of most medical and dental costs. You pay the remaining 30% at the time of service. For young children and the elderly, the co-payment rate may be lower.
- What's Not Covered (Usually): Routine check-ups without symptoms, cosmetic surgery, some preventative treatments, normal childbirth (though lump-sum allowances are often provided), and some advanced or experimental treatments.
- High-Cost Medical Expense Benefit: There's a cap on the monthly out-of-pocket medical expenses you have to pay. If your costs exceed this cap, you can apply for a refund of the excess amount.
Finding Medical Care
- Clinics vs. Hospitals:
- Clinics (kurinikku or iin): For common illnesses and initial consultations. Many are specialized (e.g., internal medicine - naika, dermatology - hifuka, pediatrics - shonika, ear/nose/throat - jibi-inkoka). You generally don't need an appointment for a first visit, but it's good to check.
- Hospitals (byōin): For more serious conditions, specialized treatments, or emergencies. Larger hospitals often require a referral letter from a clinic to avoid a surcharge, though this isn't always strictly enforced for foreigners.
- English-Speaking Doctors: While many doctors have some English knowledge, finding clinics/hospitals with dedicated English-speaking staff can be easier in major cities. Resources:
- Your embassy often lists medical providers.
- Online directories (e.g., Japan Helpline, Himawari - Tokyo Metropolitan Medical Information Service).
- Word of mouth from other foreign nationals.
- Appointments: For follow-up visits or specialists, appointments are usually necessary.
- What to Bring: Your Japanese health insurance card is essential for every visit. Also bring your Residence Card and any previous medical records if relevant.
Pharmacies & Medication
- Prescription Medication: Doctors issue prescriptions, which you take to a pharmacy (yakkyoku or kusuriya) – often located near or within the clinic/hospital. The pharmacy is usually separate from the doctor's office.
- Over-the-Counter (OTC) Drugs: Available at drugstores. Some common Western OTC drugs may not be available or may have different formulations/strengths.
- Bringing Medication into Japan:
- Strict rules apply.
- Up to 1-month supply of most prescription drugs for personal use is generally allowed.
- Up to 2-months supply of most non-prescription drugs.
- Certain medications (especially stimulants like some ADHD drugs, strong painkillers) are prohibited or require special permission (Yakkan Shoumei - an import certificate). Verify with the Japanese Ministry of Health, Labour and Welfare BEFORE you travel.
- Okusuri Techo (Medicine Notebook): Pharmacies will often give you this notebook to keep a record of your prescribed medications. It's useful for doctors and pharmacists to see your medication history.
Dental Care (歯医者, Haisha)
- Covered by Japanese health insurance for most standard treatments (fillings, extractions, root canals).
- Cosmetic dentistry, orthodontics, and some advanced procedures may not be covered or only partially.